Carte Gold et location de van

Hello there !

On est en pleine préparation de notre voyage en Australie (Cairns to Melbourne) et on regarde les locations de vans de près.

On est rendu à l’étape de l’assurance.

J’ai une carte MasterCard Gold et ma copine une Visa Premier. On veut louer chez Jucy et nous avons le choix entre 3 options, voir ci-dessous :

1. Stress-Free Cover (no excess / no bond) $25.00 (Daily) $0
2. Chance-It Cover ($1500 excess / $1500 bond) $20.00 (Daily) $1500
3. Risk-Taker ($3000 excess / $3000 bond) $0.00 (Daily) $3000

More information about our Excess Reduction Options:
Did you know?
If Risk-Taker or Chance-It is selected:
The hirer will have to pay the daily rental rate for each day the vehicle is being repaired
The excess amount will be pre-authorised on the hirer’s credit card at the start of the rental
Any costs to repair damage caused by a third party may not be recoverable as insurance is not compulsory in New Zealand and Australia
The excess must be paid at the time of the accident regardless of cover provided by an independent travel insurance policy
There is no cover for any damage to the roof or underbody of the vehicle
No cover is provided for glass damage. Windscreen damage is most common; the averagecost of windscreen replacement is $350 and windscreen chips $55.
Please note that JUCY’s Vehicle Protection options are null and void if any of the rental agreement terms are breached. Full terms and conditions available from jucyworld.com.

Est ce que quelqu’un sait si on doit prendre l’assurance de Jucy et Gold nous remboursera la franchise ou alors on prend Zero assurance chez eux et Gold nous remboursera tout dommage ?

CC’est vraiment pas clair leur affaire… on se noit. Merci pour votre aide.

Simon